Along with emotional issues such as mood swings and the urge to hibernate, the dark winter months also bring changes in the look and feel of an individual’s skin due to the wind and coldness of the late fall and winter months. Cold weather can wreak havoc on a person’s skin, including dry chapped lips, wind-burned cheeks and shedding skin from exposure to different temperatures. Women spend countless hours trying to reverse those harmful winter effects with lotions, skin sloughing and trying to increase the humidity in their houses. And all of that drying and rubbing can speed up the aging process, eventually producing wrinkles and loose skin. So what’s a someone to do if they live in the wintry northern part of the United States, like Rochester NY? Barring hibernation, there are ways to bring skin back to life, firm up any sagging issues and even reduce the appearance of wrinkles. As we age, we may begin to experience sagging skin around the neck and jaw line, new wrinkles on our faces, and even unwelcome excess skin from working to get back into shape and dropping some weight after that winter hibernation. This increasing inelasticity in our skin is a natural part of aging, but it’s not necessarily a change we need to live with forever. Over the years, men and women have tried to combat these kinds of skin issues with injections of invasive treatments like Botox or even surgical facelifts. The results can sometimes lead to a less than satisfying appearance, because these procedures can occasionally leave an unnatural appearance and obvious signs of facial work. More recently, however, laser technology has been developed to refirm skin safely and effectively, without pain, without cutting into the skin and without the need to take time off to recover. These lasers, like those used by major laser centers, combine infrared heat with radiofrequency waves to reshape the collagen in your skin. It’s the collagen that holds the shape of your skin contours, and the skillful application of laser energy can stimulate healthy collagen remodeling inside your skin. With this tool, a clinician can tighten sagging skin and fill in wrinkles with your own natural substances around your eyes, mouth and cheeks; along your jaw; and at the brow line. The skin tightening treatment employs a special high-technology head on the laser device that enables the energy to safely penetrate your skin, heating the collagen to allow it to take on more defined shape over a period of time. At the same time, the deep heating generated by the treatment tightens the skin tissue. The special head actively cools the surface of your skin while it heats the area beneath the skin, so it minimizes or entirely eliminates any discomfort that might otherwise result from the heating process. The clinician even can adjust the amount of cooling to correspond with each individual patient’s sensitivity to heat. The result is a comfortable treatment that starts restoring a more youthful appearance by increasing the elasticity and firmness of the collagen in your skin. With the collagen free to remodel itself, it naturally fills in wrinkles and begins to return sagging skin back toward its original contours. The best news about laser skin tightening is that it allows you to avoid injections and plastic surgery. It’s completely noninvasive—your skin is never punctured or cut. Therefore, the risk of infection that is always present with surgery is avoided with laser treatments. And, again, unlike surgery, laser skin tightening does not require a recovery period. Every patient responds a bit differently to laser-refirming treatments, but clinics with skin-tightening specialists spend time identifying your individual needs and any concerns that may exist prior to the treatment. The goal is to ensure your safety and comfort throughout the process, and the treatments are virtually painless. Depending on the extent of refirming required and your particular skin structure, laser tightening usually entails three to five treatments, scheduled three to four weeks apart. You may begin noticing the difference after the very first treatment, and by the time the regimen is completed, you are likely to experience lifting of sagging skin; reduction of fine wrinkles; and skin that in many cases is smoother, more luminous and toned. Most patients return twice a year for supporting and maintenance treatments. At home, you can help ensure long-lasting results by applying special skin-care products, like Vita-Pure Infusion Serum. Once you firm up your skin with noninvasive treatments, you’ll be able to neutralize the effects of winter ski vacations, prolonged Rochester winter weather and exposure to a less-than-skin-friendly climate. via WordPress https://tonycoxrochesterny.wordpress.com/2017/01/01/avoid-seasonal-skin-complaints-with-winter-rejuvenation/
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Along with emotional issues such as mood swings and the urge to hibernate, the dark winter months also bring changes in the look and feel of an individual’s skin due to the wind and coldness of the late fall and winter months. Cold weather can wreak havoc on a person’s skin, including dry chapped lips, wind-burned cheeks and shedding skin from exposure to different temperatures. Women spend countless hours trying to reverse those harmful winter effects with lotions, skin sloughing and trying to increase the humidity in their houses. And all of that drying and rubbing can speed up the aging process, eventually producing wrinkles and loose skin. So what’s a someone to do if they live in the wintry northern part of the United States, like Rochester NY? Barring hibernation, there are ways to bring skin back to life, firm up any sagging issues and even reduce the appearance of wrinkles. As we age, we may begin to experience sagging skin around the neck and jaw line, new wrinkles on our faces, and even unwelcome excess skin from working to get back into shape and dropping some weight after that winter hibernation. This increasing inelasticity in our skin is a natural part of aging, but it’s not necessarily a change we need to live with forever. Over the years, men and women have tried to combat these kinds of skin issues with injections of invasive treatments like Botox or even surgical facelifts. The results can sometimes lead to a less than satisfying appearance, because these procedures can occasionally leave an unnatural appearance and obvious signs of facial work. More recently, however, laser technology has been developed to refirm skin safely and effectively, without pain, without cutting into the skin and without the need to take time off to recover. These lasers, like those used by major laser centers, combine infrared heat with radiofrequency waves to reshape the collagen in your skin. It’s the collagen that holds the shape of your skin contours, and the skillful application of laser energy can stimulate healthy collagen remodeling inside your skin. With this tool, a clinician can tighten sagging skin and fill in wrinkles with your own natural substances around your eyes, mouth and cheeks; along your jaw; and at the brow line. The skin tightening treatment employs a special high-technology head on the laser device that enables the energy to safely penetrate your skin, heating the collagen to allow it to take on more defined shape over a period of time. At the same time, the deep heating generated by the treatment tightens the skin tissue. The special head actively cools the surface of your skin while it heats the area beneath the skin, so it minimizes or entirely eliminates any discomfort that might otherwise result from the heating process. The clinician even can adjust the amount of cooling to correspond with each individual patient’s sensitivity to heat. The result is a comfortable treatment that starts restoring a more youthful appearance by increasing the elasticity and firmness of the collagen in your skin. With the collagen free to remodel itself, it naturally fills in wrinkles and begins to return sagging skin back toward its original contours. The best news about laser skin tightening is that it allows you to avoid injections and plastic surgery. It’s completely noninvasive—your skin is never punctured or cut. Therefore, the risk of infection that is always present with surgery is avoided with laser treatments. And, again, unlike surgery, laser skin tightening does not require a recovery period. Every patient responds a bit differently to laser-refirming treatments, but clinics with skin-tightening specialists spend time identifying your individual needs and any concerns that may exist prior to the treatment. The goal is to ensure your safety and comfort throughout the process, and the treatments are virtually painless. Depending on the extent of refirming required and your particular skin structure, laser tightening usually entails three to five treatments, scheduled three to four weeks apart. You may begin noticing the difference after the very first treatment, and by the time the regimen is completed, you are likely to experience lifting of sagging skin; reduction of fine wrinkles; and skin that in many cases is smoother, more luminous and toned. Most patients return twice a year for supporting and maintenance treatments. At home, you can help ensure long-lasting results by applying special skin-care products, like Vita-Pure Infusion Serum. Once you firm up your skin with noninvasive treatments, you’ll be able to neutralize the effects of winter ski vacations, prolonged Rochester winter weather and exposure to a less-than-skin-friendly climate. from WordPress https://tonycoxrochesterny.wordpress.com/2017/01/01/avoid-seasonal-skin-complaints-with-winter-rejuvenation/ via Tony Cox via Tumblr http://tonycoxrochesterny.tumblr.com/post/155237277690 Tony Cox If one comes to observe every minor and major disorder of the body, the person himself or herself gets frightened of taking so much dosages and medicines. Nature has been helping science for years; those treatments that are naturally eradicated have its own value. Since people do no consider giving time to ailment they prefer strong chemical pills to get rid off any disorder. Hair loss is also one of the similar issues, people either ignore it or those who are conscious prefer to have severe surgeries for its reduction. Both the conditions are extreme levels. Instead if one thinks that food and diet is the best way to cure oneself from any of the disorder, he or she might prefer to get as much time as the natural treatment takes. Treating disorder of any type naturally has no side effect first of all. Though it takes time, and often for some people it may be not that effective but there is always a solution to a problem in natural method. There are a lot of herbal treatments and natural methods to reduce or prevent hair loss. Since external treatments are always carried on a little attention should be paid on diet and meals. Chickpeas are one prominently considered for its strong effect in hair loss. Consisting of zinc and vitamin B-6 together it works radically on hair follicles making it strong. Zinc promotes protein that directly works for hairs along with this it reacts with vitamin A that directly favors the hair growth. Then comes the roast beef, the roast beef is option for non-vegetarians. Roast beef also consists vitamin B-6 and Zinc, it is a perfect alternate of chickpeas. Since protein is the power of hair follicles, the diet should be taken that contains adequate proteins. Soy beans is a powerful source of Iron and vitamin E, Iron works to create hemoglobin that processes oxygen to the tissues, with out which hairs can’t grow. Sources of vitamin E are also good for hair scalp it works with the blood circulation. Dry fruits like Almonds is also full of nutrition that is great for hair, one can use almond extracted oil for external use on hair scalp. One point that almonds hold is that it lowers the cholesterol, because the cholesterol lowering medicines sheds hair a lot. Almond contains protein, Iron and vitamin E, thus all the components work well for hair and also for health. When it comes to wholesome meal, the whole wheat is the first thing that comes in mind. Whole wheat consists of Silica and Iron, Silica plays role of absorbing vitamins and minerals in abundance, it is less found in western diets, might be for this reason the hair loss occurs largely among them. Some drinks also can be considered as rich extracts of vitamins and minerals. Fruit juices have been widely accepted as a big source of natural ingredients that not only work for hairs and skin but also for other body parts internally and externally. Similar like fruit juices, cows milk is a wholesome meal. Its nutritious and a complete diet rich of proteins that directly work with hair scalp. One more thing of cow’s milk is that it has absorbable iodine. A rich food like oats is also a good source of Iron and minerals that quickly absorbs in the blood, other than this oats contain other salts like potassium and phosphorus required basically for good health. When checking fruits, orange is one basic fruit that is a complete source of vitamin C. vitamin C speed up the absorption of salts and minerals in the body and also helps building collagen that is important for hair growth. These are the common foods that are available in our surroundings, it is recommended to eat fruits abundantly and of the seasons, fruits that are not seasonal may not affect that much. Apart from these meals, seafood is highly rich in minerals. It is observed that nations that abundantly eat seafood have very strong and healthy hair. Eating fish twice a week is good for health, moreover if not eating fish, one can have supplements prepared from seafood. But those are also recommended to consume under doctors advice because seafood may not suit to every one, like Anthony Cox.
from WordPress https://tonycoxrochesterny.wordpress.com/2016/10/22/food-that-help-preventing-hair-loss/ via Tony Cox via Tumblr http://tonycoxrochesterny.tumblr.com/post/152170137220 Tony Cox If one comes to observe every minor and major disorder of the body, the person himself or herself gets frightened of taking so much dosages and medicines. Nature has been helping science for years; those treatments that are naturally eradicated have its own value. Since people do no consider giving time to ailment they prefer strong chemical pills to get rid off any disorder. Hair loss is also one of the similar issues, people either ignore it or those who are conscious prefer to have severe surgeries for its reduction. Both the conditions are extreme levels. Instead if one thinks that food and diet is the best way to cure oneself from any of the disorder, he or she might prefer to get as much time as the natural treatment takes. Treating disorder of any type naturally has no side effect first of all. Though it takes time, and often for some people it may be not that effective but there is always a solution to a problem in natural method. There are a lot of herbal treatments and natural methods to reduce or prevent hair loss. Since external treatments are always carried on a little attention should be paid on diet and meals. Chickpeas are one prominently considered for its strong effect in hair loss. Consisting of zinc and vitamin B-6 together it works radically on hair follicles making it strong. Zinc promotes protein that directly works for hairs along with this it reacts with vitamin A that directly favors the hair growth. Then comes the roast beef, the roast beef is option for non-vegetarians. Roast beef also consists vitamin B-6 and Zinc, it is a perfect alternate of chickpeas. Since protein is the power of hair follicles, the diet should be taken that contains adequate proteins. Soy beans is a powerful source of Iron and vitamin E, Iron works to create hemoglobin that processes oxygen to the tissues, with out which hairs can’t grow. Sources of vitamin E are also good for hair scalp it works with the blood circulation. Dry fruits like Almonds is also full of nutrition that is great for hair, one can use almond extracted oil for external use on hair scalp. One point that almonds hold is that it lowers the cholesterol, because the cholesterol lowering medicines sheds hair a lot. Almond contains protein, Iron and vitamin E, thus all the components work well for hair and also for health. When it comes to wholesome meal, the whole wheat is the first thing that comes in mind. Whole wheat consists of Silica and Iron, Silica plays role of absorbing vitamins and minerals in abundance, it is less found in western diets, might be for this reason the hair loss occurs largely among them. Some drinks also can be considered as rich extracts of vitamins and minerals. Fruit juices have been widely accepted as a big source of natural ingredients that not only work for hairs and skin but also for other body parts internally and externally. Similar like fruit juices, cows milk is a wholesome meal. Its nutritious and a complete diet rich of proteins that directly work with hair scalp. One more thing of cow’s milk is that it has absorbable iodine. A rich food like oats is also a good source of Iron and minerals that quickly absorbs in the blood, other than this oats contain other salts like potassium and phosphorus required basically for good health. When checking fruits, orange is one basic fruit that is a complete source of vitamin C. vitamin C speed up the absorption of salts and minerals in the body and also helps building collagen that is important for hair growth. These are the common foods that are available in our surroundings, it is recommended to eat fruits abundantly and of the seasons, fruits that are not seasonal may not affect that much. Apart from these meals, seafood is highly rich in minerals. It is observed that nations that abundantly eat seafood have very strong and healthy hair. Eating fish twice a week is good for health, moreover if not eating fish, one can have supplements prepared from seafood. But those are also recommended to consume under doctors advice because seafood may not suit to every one, like Anthony Cox.
via WordPress https://tonycoxrochesterny.wordpress.com/2016/10/22/food-that-help-preventing-hair-loss/ There must come a time in most lives when the police are involved for one reason or another. Alternatively, we may be accused of doing something which requires the court to step in and make a decision. Whatever the reason, it is clear that we do not want to spend even one night in jail no matter if we did something or not. For people who have been brought before the court, they are often given the option to put up a sum of money or surety or wait in jail until the case is heard. For people who do not have this amount of cash available, a Rochester NY bail bonds agent will be able to guarantee the accused. Alternatively, a Monroe County bail bonds agent can do the same thing too. The agent only needs ten per cent of the required amount. For this he will guarantee the court that the accused will turn up at the requisite time. Of course, he is taking a risk but this is exactly how he makes his living. He will need some collateral of course but this is usually available from family members and friends. What some people do is to run away once they get out of the jail but this is a big mistake of course. The people left behind will have to forfeit all their goods that they put up as a guarantee and this could be bad for everyone concerned. After this, the agent can send out bounty hunters to track down the erstwhile accused to bring them right back to the state. Although people tend to run when they are frightened of the consequences, it is usually worse when they are brought back. They not only have to pay all the amount of money that was asked for, they will also be penalized by the court and viewed as a flight risk too. The judge will not look upon this kindly at all and may declare that the accused be put in jail until the case is heard thoroughly. The other thing is that the people who put up their houses or their belongings will certainly have to have them all taken away. Imagine if the parents of the accused are the ones who put up their home, then they will now be homeless and it is all down to the accused. How could anyone live with that or face their beloved parents again? Although it is very necessary to have these agents around for emergencies it is obviously better if we did not have to use them in the first place. Staying on the straight and narrow is obviously the answer, but for those times when it is inevitable that the court needs its pound of flesh, then they must be used properly. Running away is never the answer as anyone who is accused must be around to clear their names. Trying to hide from this is a big mistake which is only apparent once the deed is done. from WordPress https://tonycoxrochesterny.wordpress.com/2016/09/25/rochester-ny-bail-bondsmen-are-great-when-the-need-arises/ via Tony Cox via Tumblr http://tonycoxrochesterny.tumblr.com/post/150930171140 Tony Cox There must come a time in most lives when the police are involved for one reason or another. Alternatively, we may be accused of doing something which requires the court to step in and make a decision. Whatever the reason, it is clear that we do not want to spend even one night in jail no matter if we did something or not. For people who have been brought before the court, they are often given the option to put up a sum of money or surety or wait in jail until the case is heard. For people who do not have this amount of cash available, a Rochester NY bail bonds agent will be able to guarantee the accused. Alternatively, a Monroe County bail bonds agent can do the same thing too. The agent only needs ten per cent of the required amount. For this he will guarantee the court that the accused will turn up at the requisite time. Of course, he is taking a risk but this is exactly how he makes his living. He will need some collateral of course but this is usually available from family members and friends. What some people do is to run away once they get out of the jail but this is a big mistake of course. The people left behind will have to forfeit all their goods that they put up as a guarantee and this could be bad for everyone concerned. After this, the agent can send out bounty hunters to track down the erstwhile accused to bring them right back to the state. Although people tend to run when they are frightened of the consequences, it is usually worse when they are brought back. They not only have to pay all the amount of money that was asked for, they will also be penalized by the court and viewed as a flight risk too. The judge will not look upon this kindly at all and may declare that the accused be put in jail until the case is heard thoroughly. The other thing is that the people who put up their houses or their belongings will certainly have to have them all taken away. Imagine if the parents of the accused are the ones who put up their home, then they will now be homeless and it is all down to the accused. How could anyone live with that or face their beloved parents again? Although it is very necessary to have these agents around for emergencies it is obviously better if we did not have to use them in the first place. Staying on the straight and narrow is obviously the answer, but for those times when it is inevitable that the court needs its pound of flesh, then they must be used properly. Running away is never the answer as anyone who is accused must be around to clear their names. Trying to hide from this is a big mistake which is only apparent once the deed is done. via WordPress https://tonycoxrochesterny.wordpress.com/2016/09/25/rochester-ny-bail-bondsmen-are-great-when-the-need-arises/ Camping holidays in France have long been a favorite for British holiday makers, especially for families. The combination of fantastic beaches, quality food, and beautiful countryside makes for a superb trip to Europe, and nowhere is this truer than in Normandy. Camping in Normandy is special for a number of reasons; here are just five… Close to Home For sheer convenience, it is hard to beat a family holiday in Normandy. It is the region of France that is closest to the UK, and a camping holiday in Normandy is only a short crossing on the ferry or Eurostar away. No epic car drives across the length of France – you can get to a campsite in Normandy in a matter of hours and the shorter the car journey, the fewer ‘are we there yet’ comments you’ll hear from the children in the back! Great Beaches Normandy has a glorious coastline, alternating characterful little coves with long stretches of golden sand. Most campsites in Normandy are concentrated along the coast, allowing you to enjoy the benefits of a beach holiday and experience the beautiful Normandy countryside at the same time. Superb Regional Cuisine As any stay at a country campsite in Normandy reveals, it is a land of orchards and dairy farms, and sampling the local produce is a real highlight of camping here. Normandy produces over half of the milk and dairy produce that is consumed in France – Camembert is the most famous cheese from the region, but it also produces Neufchatel, Livarot, Pont l’Eveque and many others. From the orchards, apple based dishes and sauces dominate the cuisine, including many excellent ciders and apple brandies. Being a coastal region, the seafood is unsurprisingly very good – make sure to try a local assiette de fruits de mer while you are camping in Normandy. Historical Sights Normandy has more to offer than just good beaches and fine cuisine. There is some superb medieval architecture on display at the charming town of Hornfleur, which is a picturesque place for a day trip away from your Normandy campsite. At Bayeux, you can see the original Bayeux Tapestry, the spectacular linen weaving that tells the story of the 1066 Norman conquest. The beaches of Normandy are famous for more than just being good for relaxing on; the D-Day landings in World War II signified the beginning of the serious land campaign which eventually led to Germany’s defeat. History buffs will enjoy exploring the Allied landing zones (including Omaha, Juno and Sword) and surveying the remnants of a great battle fought decades before. Family Friendly Campsites When many people think of camping, they imagine muddy fields, pouring rain, and the most basic of facilities, but it doesn’t have to be that way. Many of the campsites in Normandy are luxurious, with restaurants, swimming pools, tennis courts, onsite shops and a host of other facilities. Normandy campsites are perfect for families, with a combination of onsite facilities, beaches and local countryside all acting as playgrounds to keep the children entertained. from WordPress https://tonycoxrochesterny.wordpress.com/2016/09/16/5-reasons-to-go-camping-in-normandy/ via Tony Cox via Tumblr http://tonycoxrochesterny.tumblr.com/post/150477990170 Tony Cox Organic and natural skincare products are becoming staple purchases for an increasing proportion for people. Everyone has their own reason for making their change, but perhaps two main areas of concern can be located explaining why organic and natural skincare products are taking the place of traditional, often far more extensively marketed, non-organic cosmetics. The first of the reasons is the concern over what affect synthetic products have on the environment, both in terms of their disposal once they have been used, as certain chemicals found in skincare products can wreak havoc on the ecosystems that they eventually end up in once they have passed down the drain. Triclosan, which is found in soaps, along with toothpastes and deodorants, is an antibacterial which has been discovered concentrated in marine life, to which it is known to be toxic, and also in human breast milk. A quick mention should also be made to products that actually appear, or are, entirely natural and organic, but which are owned by companies that manufacture other, environmentally harmful products. Such an example came recently with the selling out of natural favorite Burt’s Bees to a leading bleach manufacturer. The second issue which has caused many consumers to make the change from non-organic to organic skincare products is the concern over the effect that the chemicals they contain might have on our bodies. Here we should place a subdivision between ingredients that have been proven to be harmful under testing – which we shall discuss below – and ingredients that have been identified as potentially harmful, and which have not been proven to be otherwise, ingredients such as parabens (which have been linked to cancers, causing many companies to explicitly list their skincare product ‘Paraben Free’) and Genetically Modified ingredients, which people, quite frankly, just do not trust. One pair of ingredients that you might want to stay alert for if you are still buying non natural cosmetic products – and one that you can be assured you are avoiding by picking those organic skincare products – is Sodium Lauryl Sulfate and its brother in trouble Ammonium Lauryl Sulfate. These two ingredients are used in industrial and mechanical processes that might not initially appear to have much to do with the activities we normally associate with skincare and cosmetics, namely in car washes, for degreasing automobile engines and as floor cleaners. Yet, they are also found in over nine out of ten of all products that foam. Of course, just because these two ingredients are used for industrial processes does not, in itself, mean that they are unsuitable for rubbing into our hair and skin. The fact that animals placed into contact with Sodium Lauryl Sulfate and Ammonium Lauryl Sulfate experience massive damage to the central nervous system, to their respiratory system along with chronic eye damage, diarrhea, sever skin irritation and, in a sizable proportion of instances, death, might be slightly more convincing argument for avoiding these chemical ingredients and going for organic or natural products – ignoring, of course, those that try to sweeten its appearance on their ingredients list by adding the information that is a ‘coconut extract.’ from WordPress https://tonycoxrochesterny.wordpress.com/2016/09/10/why-choose-natural-and-organic-skincare-products/ via Tony Cox via Tumblr http://tonycoxrochesterny.tumblr.com/post/150199626730 Tony Cox
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How You Can Profit From a Failing Economy
Unless you have been living under a rock for the past few months you will no doubt have noticed the economy and financial markets are failing. A Forecast Event Many financial strategist have been discussing this for quite some time. Robert Kiyosaki even wrote a book about it titled “Prophecy”. Written in 2002 it discusses why the biggest stock market crash in history is still coming and how you can prepare yourself and profit from it. Now it is here we can no longer shrug it off as some silly “doom and gloom” view… . If it is going to be as bad as the gloom and doom merchants in the media are wanting us to believe most people haven’t felt the pinch yet. Any financial strain you’ve felt so far is just the tip of the iceberg compared to what’s headed our way. And the biggest impact will be on the middle class around Christmas. Understandably, many people are scared as their financial future is far from being secure. Having said that it is not the time to be stuffing your money into your mattress or hiding under the bed. You shouldn’t do that, nor should you panic. The regulators around the world are working hard and taking swift action to bring stability to the market. The best thing you can do is ride out the short-term ups and downs with just a few prudent adjustments where necessary until it all shakes out. The Smart People like Tony Cox Rochester NY, are Planning Their Future Don’t get caught in what I call the “herd mentality”. A little rule I have used myself when I find myself in a tight spot is ask myself “What is the herd doing?” And then do the exact opposite. Now is the time to take a common sense approach. Following are a few tips for a failing economy you may find useful:- What You Shouldn’t Do * Bail out. Right now everyone is running around dumping stocks or equity mutual funds now. This is silly as the values are especially low and it is simply guaranteeing that you’ll turn paper losses into real ones. Even if there’s more downside to come, staying on course often pays off during times of economic uncertainty. You’ll only realize a loss if you sell. What happens after a recession? A Boom. What happens after the sun sets in the west? It rises in the east. * Stop saving. Those regular contributions you’ve been making to your savings or retirement accounts are an important part of good financial discipline, and there’s no reason to stop them now. The strategy of dollar-cost averaging your investments–making periodic contributions to your accounts, regardless of where the market is heading is still good advice. * Speculate. While lower prices for investments create opportunities, betting on the markets can easily get you into trouble, especially with the wild swings we’re seeing now. Small, measured investments are usually better than large, hasty ones intended to make a quick killing. Be especially wary if you get tips from e-mail, the Internet, or elsewhere for certain stocks, commodities, and other “once-in-a-lifetime” opportunities * Take on new debt. Be careful about acquiring new debt. Economic downturns can affect job stability and investment income, making it difficult to determine how much debt you can handle. If you must borrow, say, to put a child through college or make an emergency repair to your home, be doubly sure that you’ve examined all the options and risks, especially if you’re planning to use the equity in your home * Stop living. Although these times demand extra caution, there’s such a thing as over-reacting. Whether it’s buying gifts for the holidays or taking your family on vacation, life has to go on. And some cutbacks can have negative consequences for your wallet, such as putting off maintenance for your house or car or canceling insurance policies. So don’t overreact. Instead reflect carefully and, where necessary, adjust. What You Should Do * Get your finances in order. There’s never been a better time to make a budget and start paying down your debt, credit card and otherwise * Rethink your plans to retire. If you’re expecting to retire soon, consider holding off for a while, if possible, until things calm down. That will give you time to reassess and, if need be, modify your plans * Speak with your financial adviser. With end-of-the-year tax planning an annual ritual, now is a good time to make an appointment with your tax adviser no matter what the economic outlook. He or she may have some advice on how to tweak your finances as you ride out the current storm. * Consider a Plan B. Instead of being scared, I’m encouraging you to look at starting or ramping up your Plan B. It’s never been more important than it is right now to re-plan how you make your money. You need to do something different to create a stable financial future for yourself. One of the easiest ways to do this is to have your own home based business. Now is the time to take action and learn how to build your own home based business… to apply yourself… to work smarter not harder … to find the time to get it done. So what’s the smartest thing a person can do to build their own home based business, or any small business in this economy–successfully, and without a lot of risk? Network Marketing has been hailed by many as the ideal home based business. Network Marketing is the best home based business opportunity particularly if you find a mentor like Tony Cox in the Rochester NY network marketing business of your choice. This is a great short cut to home based business success as the mentor has already successfully travelled the road you want to travel. Consider this network marketing mentor option. from Blogger http://tonycoxrochesterny.blogspot.com/2016/09/context-httpschema.html via Tony Cox via Tumblr http://tonycoxrochesterny.tumblr.com/post/149881942330 Tony Cox
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from Blogger http://tonycoxrochesterny.blogspot.com/2016/08/rochester-ny-entrepreneur-tony-cox.html via Tony Cox via Tumblr http://tonycoxrochesterny.tumblr.com/post/149443501280 Tony Cox |
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December 2016
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